人生值得投資的項目 (五)、投資企業與股市 (What thing is worth to Invest in Life? (5) Investigate Enterprises and Stock Markets)

    Can the personal cash flow created through self-investment be further increased?

    The answer is yes — personal wealth can grow further through investing in businesses and the stock market. In the market, there are securities (namely, stocks) that represent ownership in a corporation. When a company needs to raise capital, it can issue these securities to investors in exchange for ownership stakes.

       Once investors receive these ownership certificates, they become shareholders and start sharing both the profits and the risks that come with the company.

        透過自我投資下創造的個人現金流，有辦法進一步增長嗎？

        個人財富透過投資企業與股市，是有機會的。市場上存在的有價證券 (即股票) 代表了股份有限公司所有權。如果公司需要籌措資金，可以將該證券發給投資者進行所有權分配。投資者得到所有權憑證後即成為股東，也開始分享公司擁有的利潤以及風險。

        取得股票最簡單的方式為開立一個證券商，透過正規的市場交易取得。在股票市場投資方式可粗略分以下三種：

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人生值得投資的項目 (四)、開拓自身價值，創造人生現金流 (What thing is worth to Invest in Life? (4) Explore Own Value and Create Cash Flow in Your Life)

        The previous article concluded by discussing managing one’s own time as an investment.

     The returns accumulated from such time management directly influence one of the most crucial aspects of life: the primary cash flow from one’s core profession or business.        

        前篇的結尾段提到對於自我時間的投資管理。而這樣的時間管理累積下的報酬背後影響的是人生中非常重要的本業現金流。

        從小開始我們從念書開始獲取學識，從基礎學科到個人偏好的專業科目或技能，結業後在市場因應自身的價值就業，或創業並取得現金流。在台灣的就業市場，由於薪資水準較跟不上物價 (2022年統計薪資成長率已為負成長) 的通膨現象，更多人會想要靠著投資或者是斜槓副業多增加自己的現金流，進而達到財富自由的狀態。

        到底是因為薪資或創業收入在市場中的無法成長？還是尚未在市場中彰顯價值呢？這似乎是一體多面的探討。

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